国家开发协会成立于1960年，它与国际复兴开发银行的目的一样，用于提供援助。但它主要贷款给发展中国家的较穷成员国，贷款条件对其国际收支的影响不像受复兴开发银行贷款产生的影响大。开发协会提供软贷款，即得不到偿还的风险相当大的贷款。
【正确答案】：The International Development Association was established in 1960 to provide assistance for the same purposes as the IBRD, but primarily in the poorer developing countries and on terms that would bear less heavily on their balance of payments than would IBRD loans. It offers soft loans, i. e. loans with significant risk of not being repaid.
【题目解析】：参见教材P243。
