Passage 1
China's cautious approach to foreign borrowing is to be maintained, at least for the time being. The debt problems confronting a number of developing countries have reinforced China's determination to introduce foreign technology by means of direct investment and concessionary finance rather than by raising substantial sums of money on the international capital markets. Foreign investment is advantageous insofar as it facilitates the transfer of technology and skills and avoic creating an overhang of debt. The authorities do not consider it appropriate to incur large amounts of extemal debt until a number of practical bottlenecks in the economy, such as an inadequate transport network and energy constraints, have been tackled. China's access to substantial sums of money from the World Bank also reduces the need to borrow on commercial terms.
What does "borrow on commereial terms" imply here
【正确答案】：To borrow on commercial terns is to borrow at the regular business interest rates, without any special favor received from the bank
