1.Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan. Pawn shops may be large or small, clean or dirty, but they are all full of stories. The United States has about ten thousand of them.

2.In th
1.Pawn shops are businesses where people bring their possessions to sell or to get a short-term loan. Pawn shops may be large or small, clean or dirty, but they are all full of stories. The United States has about ten thousand of them.

2.In the past few years, pawn shops have been doing business with more people than ever before. That is because many lenders(贷方) now do business only with individuals having good credit records or a high-paying job.  Often, the individuals most in need of a loan have poor credit records. But they do not need a good job or credit record to get a loan from a pawnbroker(典当商). They only need to have something of value.

3.When a traditional lender agrees to provide a loan, it may take days or weeks before an individual receives the money. But pawnbrokers will give a loan in just a few minutes based on the resale value of an object and without asking about the person's job or credit history.

4.Many pawn shops specialize in jewelry. But most shops accept almost anything of value, including computers, musical instruments, guns, old coins and so on. The item itself acts as the security, or collateral(抵押物), for the loan. If the loan is not repaid, the object can be sold. Customers can get the object back at any time by repaying the loan plus the interest and fees they agreed to pay. Or they can pay the interest and leave the item at the pawn shop for a while longer.

5.The National Pawnbrokers Association is a national trade group representing pawnbrokers. The association calls pawn-brokering "one of humankind's oldest financial institutions." It says pawnbrokers operated three thousand years ago in ancient China and in early Greek and Roman times.

Pawnbrokers pay more attention to the resale value of an object instead of _____.


A、turn to pawn brokers
B、the borrower's job or credit history
C、the customers repay the loan
D、pay back the agreed sum of money
E、get a loan
F、the customers pay the interest
【正确答案】:B
【题目解析】:由第三段第二句可知,典当商会根据物品的转售价值来贷款给你,并且不会问你的工作和信用记录。故选B。


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